Terms & Conditions

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("User", "you" or "your") and wywallet.com.in ("we", "us", "our" or "Website") regarding your access to and use of this website and all content, features and services available through it.

By accessing, browsing or using this website in any manner — including reading content, submitting forms or contacting us — you acknowledge that you have read, understood and agree to be bound by these Terms.

If you do not agree with any part of these Terms, you must not use this website. Your continued use of the website following any updates to these Terms constitutes acceptance of those updates.

wywallet.com.in is an independent informational website that provides guides, articles and educational content about the WyWallet app, digital wallets, P2P trading and related topics for users in India.

Important clarifications:

• We are NOT the official website of WyWallet or any other app or company
• We are NOT affiliated with, endorsed by or sponsored by any app or company
• We do NOT provide customer support for any app or service
• We do NOT process payments, transactions or wallet services
• We do NOT provide financial, investment, legal or tax advice
• We do NOT collect sensitive personal information from users

All content is published for general informational and educational purposes only, and should not be relied upon as the sole basis for any decision.

By using this website, you confirm that you meet the following eligibility requirements:

• You are at least 18 years of age
• You have the legal capacity to enter into a binding agreement
• You are not prohibited by any applicable law from using this type of website
• You will use this website only for lawful purposes
• You will comply with all applicable local, national and international laws

If you are under 18 or do not meet any of the above requirements, you are not permitted to use this website. If we become aware that a minor has provided us with personal information, we will take steps to remove it.

You are permitted to use this website for personal, non-commercial, informational purposes only. Specifically, you may:

• Read, browse and learn from our guides and blog articles
• Share links to our pages on social media, forums or messaging apps
• Print or save our content for your own personal reference
• Quote short excerpts with proper attribution and a link back to our website
• Contact us through our contact form for feedback, corrections or suggestions

Any other use of this website — including commercial use, mass copying or automated scraping — is strictly prohibited without our prior written permission.

To keep this website safe and useful for everyone, we ask all users to follow these rules. Please review what is allowed and what is not allowed:

All content on this website — including text, articles, guides, layout, design, logos, icons, graphics, code and structure — is the property of wywallet.com.in or its content creators, and is protected by applicable copyright and intellectual property laws.

6.1 Our Content

• Our original written content is protected by copyright
• You may not reproduce, distribute or republish our content without permission
• You may share links to our pages freely
• Short quotes with proper attribution and a link are generally acceptable
• Commercial use of our content requires prior written consent

6.2 Third-Party Trademarks

• All app names, brand names, logos and trademarks mentioned belong to their respective owners
• Their use on our website is purely for identification and informational purposes
• Their mention does not imply any endorsement, affiliation or sponsorship
• If you are a trademark owner with concerns, please contact us

If you send us feedback, suggestions, corrections or any other content through our contact form or email, you agree to the following:

• You confirm your submission does not violate anyone's rights
• You confirm the content is not defamatory, abusive or unlawful
• You grant us permission to read and use your submission to improve our website
• You understand we may not be able to respond to every submission
• You agree not to send sensitive personal or financial information
• You understand your submission may be stored as described in our Privacy Policy

Our website may contain links to external websites, apps, Telegram channels, download pages or other third-party resources. These links are provided for user convenience only, and we do not control or endorse them.

• We are not responsible for the content of external websites
• We do not guarantee the accuracy or safety of third-party resources
• External websites have their own terms, privacy policies and disclaimers
• Visiting external links is at your own discretion and risk
• We do not endorse any third-party product, service or platform
• Any transaction with a third party is solely between you and them

We recommend reading the terms and privacy policies of any website you visit through our links before providing personal information or making any transaction.

This website and all its content are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.

We make no warranties regarding:

• The accuracy, completeness or reliability of any content
• The availability or uninterrupted access to the website
• The security of the website or absence of viruses
• The suitability of content for any particular purpose
• The results you may achieve from using our content
• The accuracy of third-party information mentioned

To the fullest extent permitted by law, we disclaim all warranties, whether express, implied, statutory or otherwise, including but not limited to implied warranties of merchantability, fitness for a particular purpose and non-infringement.

To the maximum extent permitted by applicable law, wywallet.com.in, its team members, contributors, partners and affiliates shall not be liable for any direct, indirect, incidental, consequential, special or exemplary damages, including but not limited to:

• Loss of profits, income, savings or business opportunities
• Loss of data, information or content
• Financial loss from any trading, investment or transaction
• Loss caused by any third-party app, service or platform
• Loss caused by downtime or technical failure of our website
• Loss caused by viruses or harmful components
• Loss caused by unauthorized access to information
• Loss caused by reliance on our content

This limitation applies whether the damage claim is based on contract, tort, negligence, strict liability or any other legal theory, even if we have been advised of the possibility of such damages.

You agree to indemnify, defend and hold harmless wywallet.com.in and its team members, contributors, partners and affiliates from and against any and all claims, liabilities, damages, losses, costs and expenses (including reasonable legal fees) arising out of or related to:

• Your violation of these Terms & Conditions
• Your misuse of this website
• Your violation of any third-party rights
• Your violation of any applicable laws or regulations
• Any content you submit through our contact form or email
• Any decision you make based on information from our website

This indemnification obligation will survive the termination of these Terms and your use of this website.

We reserve the right to restrict, suspend or terminate your access to this website at any time, without prior notice, if we believe:

• You have violated any part of these Terms
• You are misusing the website or its content
• You are attempting to harm the website or other users
• Your activity is unlawful, fraudulent or abusive
• Your actions expose us or other users to legal risk

Since this website does not require registration or login, termination typically means restricting access via IP blocking or other technical measures. We may also report unlawful activity to relevant authorities.

These Terms & Conditions shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Any dispute arising out of or in connection with these Terms or your use of this website shall be subject to the exclusive jurisdiction of the courts located in India. By using this website, you consent to such jurisdiction and waive any objection to venue in such courts.

We may update these Terms & Conditions from time to time to reflect changes in our website, practices or legal requirements. When we make changes:

• The "Last Updated" date at the top of this page will change
• Significant changes may be highlighted on our homepage or blog
• Continued use of our website after changes means you accept the updated Terms
• We recommend reviewing this page periodically to stay informed
• If you do not agree with updated Terms, please stop using the website

If any provision of these Terms & Conditions is found to be invalid, illegal or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if that is not possible, it shall be severed from these Terms.

The remaining provisions of these Terms shall continue in full force and effect, and the invalid provision shall not affect the validity of the rest.

These Terms & Conditions, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and wywallet.com.in regarding your use of this website.

These documents supersede all prior or contemporaneous communications, agreements and understandings, whether written or oral, relating to your use of the website.

Related documents to read:

• Privacy Policy — how we handle information
• Disclaimer — important limitations and disclosures

If you have any questions, concerns or feedback regarding these Terms & Conditions, please contact us using the details below: